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When To Split

The guidelines for splitting are best described in a table.
Split If Dealer Shows
A , A Any Card
10 , 10 Never
9 , 9 2 – 9 except 7
8 , 8 Any Card
7 , 7 2 – 7
6 , 6 2 – 6
5 , 5 Never
4 , 4 5 or 6
3 , 3 2 – 7
2 , 2 2 – 7

Again, when there is some logic behind these guidelines.
? Always split A’s. The totals of 2 or 12 are not nearly as good as hitting 11’s.
? Never split 10’s. Two 10’s is a great hand — don’t screw it up!
? Never split 5’s, but you may want to double down!
? Splitting 4’s is a close call. Don’t do it in one or two deck games. Do it in multi-deck games when the dealer shows a 5 or 6.
? Split 9’s against a dealer card of 2 – 9 except 7. The reason for this exception is simple. You have 18. The dealer’s most probable total is 17. Don’t screw up a good thing.
? Splitting 8’s, like 4’s, depends on casino rules. Always do it when the dealer shows 2 – 9. If the dealer shows 10 or A and you happen to be lucky enough to be playing in a game that allows early surrender, you should surrender. If surrender is not an option, split.
? Splitting 6’s and 7’s is straightforward. If the dealer’s card is higher than your card, don’t split.
? Always split 2’s or 3’s if the dealer’s card is less than 8.
You should also note that the “value” of splitting is increased if you are playing in a game that allows doubling down after a split.

Hit or Stand?

The guidelines for hitting are rather straightforward. If the dealer shows a 2 or 3, you continue to take a hit until you have a hard 13 or a soft 18. If the dealer shows 4, 5, or 6, you continue to take a hit until you reach a hard 12 or a soft 18. If the dealer shows 7 or 8, you continue to take a hit until you have a hard 17 or a soft 18. It the dealer shows anything higher than 8, you continue to take a hit until you have a hard 17 or a soft 19.

Dealer Shows Hit Until You Have
2 or 3 hard 13 or soft 18
4, 5, or 6 hard 12 or soft 18
7 or 8 hard 17 or soft 18
9, 10, or A hard 17 or soft 19

Though there is no mathematical “proof” of these principles there is actually some simple logic to them. Don’t forget that you are also playing the odds based on billions of simulations of blackjack hands. Let’s look at some of the logic.
? If the dealer shows a 7 or above, then the most likely two-card total is 17 or above (with a 10 or an A in the hole), so you are going to have to take a card on any total under 17 or likely lose.
? When the dealer shows a card less than 7, the two-card total will likely be less than 17 (it can be exactly 17 with a 6 and an A), and the dealer will be forced to take another card. Since there are more 10’s in the deck than any other denomination, the dealer will have a fairly high probability of busting and you will win.
? If you were to take a card with a total between 12 and 16 you would be likely to bust. In situations like this the proper play is to let the dealer pull. If the high card shows up and there is a high card in the hole, you will win.
? Hit a total of 12 against a dealer 2 or 3. I’ve seen books that tell you to stand in these situations. They are wrong. You must take a card.
? Hit a 16 against a dealer’s 7. Many inexperienced players have trouble believing that this is the proper play but it is. Countless computer runs have proved it again and again. From the players point of view a total of 16 is no better than a total of 12; you can win with such totals only when the dealer breaks. Besides, there are still five cards that can help out a 16 (A, 2, 3, 4, 5).
? You take a card whenever you have A, 6 (unless you double down) and you hit an A, 7 against a 9, 10, or A. It’s true that you will sometimes find yourself going “backwards” and have a hand that is “weaker” than you just had. However, computer simulations consistently show that this is the proper play.
? It may come as a surprise to inexperienced players, but 18 is not a strong hand when facing a dealer 9, 10, or A.

Basic Strategy Play

Since the essential features of basic strategy were developed, a number of refinements have given us the current optimal set of principles for standing, hitting, doubling, splitting, and surrendering. These, along with the other more sophisticated forms of play were worked out by using Monte Carlo techniques based on the analysis of literally billions of hands. If I tell you that you should hit a total of 16 against a dealer’s 7, there is no specific mathematical proof behind this recommendation. It emerged from an analysis of the several million times this situation emerged in the Monte Carlo analysis of the game. Hitting a 16 against a 7 loses less often than standing. Sure, following this advice produces a bust on a lot of these hands, but analysis shows, utterly compellingly, that if you don’t hit his hand you are more likely to get beat by a higher total — like 17.
When possible, I will give a logical analysis of particular aspects of basic strategy, but there are going to be situations where the reader is just going to have to accept the outcomes of the Monte Carlo analysis. The following description of basic strategy is based on the multi-deck game found in several Atlantic City and Las Vegas casinos, where the dealer stands on a soft seventeen, pairs may be re-split once, doubling down is permitted after a split, and the player may double down on any two cards. Other games require some minor adjustments that I’ll note where appropriate. However, you should never give up an edge against the casino. I highly recommend playing only where the rules are more favorable to the player.

Online Gambing Addiction – Play Safely

Can you imagine being able to place a bet with just a press of a button? Can you imagine playing and betting as long as you want?

Can you imagine gambling from the comfort of your own home?

We know for a fact that gambling is risky business, and unrestrained gambling is just asking for trouble. Compulsive gamblers already have a hard time restraining themselves from the call of casinos and bookies, and now Internet gambling just takes the ante a step further.

With Internet gambling, you don?t need hard cash. Everything that is online is so easy to access. Play Baccarat, Blackjack, Craps, Keno, Roulette or Slots. Play all day, all night.

Before the 1990s, gamblers who wanted to place a casino or sports type bet in the United States basically had two choices: they could travel to a legitimate brick-and-mortar gaming establishment or place an illegal wager through a bookie. However, with the emergence of the Internet in the mid-1990s, a new form of gambling appeared; Internet gambling through gaming casinos and sports wagering. Internet gambling can take place on any electronic device that offers Internet access anywhere on the globe.

Internet gambling makes payment options for gambling individuals easy. They can just choose from several types of payment options other than credit cards. These include:

VISA and MasterCard cards: These cards are tied directly to the cardholder’s bank account. Funds for all transactions are deducted directly from the cardholder’s bank account, but cardholders can make credit card-type transactions that do not require a personal identification number.

Private-label debit cards: These cards are similar to check cards above but are issued by private companies rather than credit card associations.

On-line payment providers: These companies send and receive funds electronically for such uses as on-line auctions and purchases.

Wire transfers: Some Internet gambling sites promote this method of payment, which allows Internet gambling customers to wire money directly from a bank account to the site.

?E-cash? or digital cash: It is a digital representation of real money that can be placed on a computer hard drive, smart card and other devices with memory. It can be purchased from an authorized provider.

Internet gambling sites also offer money orders; traveler?s checks; bank drafts; cashier?s, certified, and personal checks; and a number of other electronic banking systems or processors as payment options. With Internet gambling?s easy payment options, even a non-gambler would be tempted to try.

Statistics also show that Internet gambling has nearly doubled every year since 1997 ? in 2001 it exceeded $2 billion. It also boasts 110 sport-related Internet gambling sites.

According to the American Psychological Association, Internet gambling could be just as addictive as alcohol and drugs.

This is a confession from quoted from The Gambling Problem Talking Point website:

?? I am addicted to online poker, not to mention soccer betting and casinos whenever I am in the vicinity of one.

For the longest time I thought I had the beast under control. Thought I was smarter than the pack, and shrewd enough to beat the pack. Considered my betting to be more of an investment than anything else.

How much have I lost gambling? I am afraid to tally.

Has it ruined my life? Almost ? I guess being from a wealthy family, it helped me to cover the tracks not to mention the losses.

Should I Take Insurance?

Insurance
When the dealer shows an A, players are given the option of taking insurance against the dealers’ having blackjack. Calling this “insurance” is a bit misleading. Actually, it is nothing other than a side bet that is paid at 2 to 1. If you wish to take insurance (which is only recommended in very specific circumstances recognizable by an expert card counter only), place a bet equal to half your original bet in the semicircle running just in front of the your betting spot. If the dealer has black-jack, you will lose your original bet but win the insurance wager and break even on the hand. If the dealer does not have blackjack, you will lose the insurance bet and the hand will be played out normally.

When to Take Insurance
Never! Next topic.
“Wait a minute!” I can hear many players saying. Don’t you always take insurance when you have blackjack yourself? That’s what everyone tells me.
Well, let’s stop and take a look at that situation more closely. Many people do believe that this is a “no lose” situation. The logic goes something like this. If your original bet is $10 and you have blackjack and you take insurance ($5), the hand will play out in one of two ways. Either the dealer will have black-jack or he will not. If he does, the hand is a push but you will win $10 because of the insurance. If he does not, you will win the hand but not the insurance bet and you will still win $10.
While taking insurance when you have blackjack seems like a “win” in every case (because it is), it is *not* your best play. What most inexperienced players fail to realize is that the insurance is a side bet. It is completely unrelated to the original bet. Let’s take a closer look.
You are guaranteed a “win” when you take insurance, but you are missing the opportunity to play the odds for a larger win. Assume you are playing alone with the dealer in a six deck game and you bet $10 on your hand and bet $5 on insurance. A six deck shoe contains 96 10’s and 214 non-10’s. After you and the dealer have been dealt your cards, you have blackjack and the dealer shows and A, so there are 95 10’s and 214 non-10’s left. There are 95 ways for the dealer to have a 10 in the hole, and if you take insurance, you will win $10 on each of them for an income of $950. However, there are 214 ways for the dealer to have a non-10 in the hole, and on those occasions you will lose $5 each, for a loss of $1,070. This is an expected loss of $120 — 7.8 percent — on 309 possibilities. A very bad bet!
It should be noted that there are certain times when taking insurance is advantageous to the player, but these circumstances can only be detected by the best card counters.